Retirement and Income Planning

Retirement planning today has taken on many new dimensions that never had to be considered by earlier generations. Longer life spans have created several new issues that need to be taken into consideration when planning for retirement.

Transitioning from earned income to distributing an investment portfolio can be a difficult psychological shift for some individuals. Therefore, we assist clients in determining the appropriate retirement income sources, and whether their assets should be sold or reallocated.

Our financial modeling services can help clients determine the amount of inflation-adjusted income that will be necessary throughout their retirement. We also determine the distributions from qualified retirement plans, such as 401(k), IRA or pension funds, in order to help coordinate income needs.

We also assist clients in making important pre-retirement decisions, such as IRA rollovers, lump sum vs. annuity elections and survivor pension options when applicable.